Pre-Construction Homes for Sale from Toronto to London, Ontario

Andy Nagpal · Real Estate Broker, eXp Realty · 64 active communities · from $369,999

Your money goes further west. Browse 64 pre-construction condos, townhomes and detached homes along the Highway 401 and 403 corridor — from Toronto and Mississauga out through Milton, Cambridge, Kitchener, Waterloo, Brantford, Paris and London to St. Thomas. Register with a broker who walks every site personally, not the builder's sales office.

The Corridor Test: What $650,000 Buys, City by City

The highest-priced pre-construction community at or under $650,000 in each city along the corridor, heading west from Toronto. Drive times are typical off-peak drives to downtown Toronto. Monthly figures are illustrative mortgage payments at 20% down, 4.79% and a 25-year amortization — not a lender quote, and not the builder's deposit schedule.

CityDrive to downtown TorontoCommunityTypeStarting priceEst. monthly payment
TorontoStart of the corridorNothing at or under $650,000 right now
Mississauga30 minNothing at or under $650,000 right now
Brampton35 minMayaTownhome, ~1,386 sq ft$552,204$2,529/mo
Milton / Halton45 minThompson Towers Spring TowerCondo, ~555 sq ft$619,900$2,839/mo
Waterdown50 minLuma Urban Towns at KaleidoscopeTownhome, ~1,396 sq ft$551,990$2,528/mo
Cambridge1 h 05The RidgeTownhome, ~1,342 sq ft$584,999$2,679/mo
Woodstock1 h 25Heartwood by CachetTownhome, ~1,364 sq ft$589,990$2,702/mo
Brantford1 h 05Sienna WoodsTownhome, ~1,275 sq ft$463,490$2,122/mo
Breslau1 h 05Nothing at or under $650,000 right now
Kitchener1 h 10WildflowersTownhome, ~1,349 sq ft$512,381$2,346/mo
Waterloo1 h 10Vista HillsCondo, ~1,090 sq ft$606,855$2,779/mo
Guelph1 h 05ClairmontTownhome, ~1,183 sq ft$569,990$2,610/mo
Paris1 h 10Riverbank EstatesDetached, ~1,320 sq ft$600,000$2,748/mo
London2 h 00Warbler WoodsTownhome, ~1,543 sq ft$599,900$2,747/mo
Komoka2 h 05AuraTownhome, ~1,644 sq ft$578,900$2,651/mo
St. Thomas2 h 15Harvest RunDetached, ~1,100 sq ft$446,000$2,042/mo
Aylmer2 h 20Nothing at or under $650,000 right now
Barrie1 h 10VicinityTownhome, ~1,349 sq ft$499,106$2,286/mo
Severn1 h 30Serenity BayTownhome, ~1,344 sq ft$499,990$2,290/mo
Gravenhurst2 h 00The Cedars at Brydon BayDetached, ~1,653 sq ft$600,876$2,752/mo
Thamesford1 h 45Townhomes in ThamesfordTownhome, ~1,159 sq ft$369,999$1,694/mo

Browse Pre-Construction by City

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All Pre-Construction Communities

Aylmer

Barrie

Brampton

Brantford

Breslau

Cambridge

Gravenhurst

Guelph

Kitchener

Komoka

London

Milton / Halton

Mississauga

Paris

Severn

St. Thomas

Thamesford

Toronto

Waterdown

Waterloo

Woodstock

More From Andy

Pre-construction, straight answers

What is pre-construction real estate?

A pre-construction home is bought from the builder before it is finished — sometimes years before, sometimes as a completed quick-move-in unit. You sign an agreement of purchase and sale, pay a deposit in scheduled instalments, and close once the home is registered and ready. Pricing, incentives and deposit structures are set by the builder and change between releases.

Which Ontario cities does 401 Precon cover?

Communities along the Highway 401 and 403 corridor from Toronto west to St. Thomas, plus Barrie and Muskoka: Toronto, Mississauga, Brampton, Milton and Halton, Waterdown, Guelph, Breslau, Cambridge, Kitchener, Waterloo, Brantford, Paris, Woodstock, Thamesford, London, Komoka, St. Thomas, Aylmer, Barrie, Severn and Gravenhurst.

How much does a pre-construction home cost along the 401 corridor?

Across the 64 communities listed here, starting prices begin around $369,999 and run past $1 million in Toronto, Milton and Kitchener. The same budget buys meaningfully more square footage the further west you go — which is the core reason buyers look outside the GTA.

Do I pay more for using your team?

No. Our commission is paid by the builder and is already built into their pricing whether you use an agent or walk into the sales office alone. Going direct doesn't make the home cheaper — it just means nobody is negotiating deposit structure, caps and incentives on your side.

Is there a cooling-off period?

For new condominiums in Ontario, yes — a 10-day rescission period after you receive the fully signed agreement and disclosure, during which you can cancel for any reason. Freehold homes generally do not have a cooling-off period, which is why we review freehold agreements with a lawyer before firm signing.

How are deposits structured?

Typically 15–20% for condos, staged over months or years (e.g., 5% on signing, then instalments). Freehold deposits are often lower. In the current market many builders offer extended or reduced deposit structures — this is exactly where skilled negotiation earns its keep.

What happens if a project gets cancelled?

Your deposit is returned (condo deposits carry legislated protection; freehold deposits are covered up to defined limits under the new-home warranty program). But you lose time and any market movement. That's why it's worth checking the builder's completion track record and whether the project has construction financing in place before you sign — ask me to walk through both on any project here.

What extra closing costs should I budget for?

Development charges and levies (negotiate caps in your agreement), Tarion/warranty enrolment, utility hookups, HST treatment depending on end-use vs. rental, and land transfer tax. We provide a full closing-cost worksheet for every project before you sign anything.

Can I get the HST or GST rebate on a new construction home in Ontario?

Often yes, but it depends on whether you occupy the home as your principal residence or rent it out, and many builder price lists already assign the rebate to the builder. Read the HST/GST rebate breakdown for how the two rebate streams work and what changes when a home is an investment property.

What is the difference between interim occupancy and final closing?

Interim occupancy is the period when you can move into a condo before the building is registered — you pay a monthly occupancy fee to the builder but do not yet own the unit or hold title. Final closing is when registration completes, your mortgage funds and title transfers to you.

Buyer Guides

Call 548 490 4577 or register above for current pricing, floor plans and incentives on any community listed here.

Andy Nagpal · 380 Wellington Street, Tower B, 6th Floor, Suite A, London, ON N6A 5B5 · 548 490 4577

Andy Nagpal is a Real Estate Broker registered with the Real Estate Council of Ontario (RECO) under the Trust in Real Estate Services Act, 2002, trading as eXp Realty, Brokerage. Pre-construction pricing, incentives, deposit structures and availability are set by the builder and are subject to change or withdrawal without notice. E. & O.E. This is not an offer for sale; any such offer can only be made with a builder's disclosure statement and agreement of purchase and sale. Not intended to solicit buyers or sellers currently under contract with another brokerage.